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Most Important Terms and Conditions

Most Important Terms and Conditions (English)

Most Important Terms and Conditions (Assamese)

Most Important Terms and Conditions (Bengali)

Most Important Terms and Conditions (Gujarati)

Most Important Terms and Conditions (Hindi)

Most Important Terms and Conditions (Marathi)

Most Important Terms and Conditions (Kannada)

Most Important Terms and Conditions (Punjabi)

Most Important Terms and Conditionss (Tamil)

Most Important Terms and Conditions (Telugu)

Interest Rate, Processing and other Charges

List of Active Collections Vendors as of Jun-25

List of Terminated Collections Vendors as of Jun-25

Process for Collection of Original Security Documents and Release of Charge upon full repayment/settlement/Closure of Loan Account

Regulatory Requirement

Co-Lending

Central Bank of India

Essential Features of Co-lending (Central Bank of India)

Liquidity Ratio/Disclosure

Liquidity Stock Ratio - June 2025

Liquidity Coverage Ratio - June 2025

Liquidity Stock Ratio - March 2025

Liquidity Coverage Ratio - March 2025

Liquidity Stock Ratio - Decemmber 2024

Liquidity Coverage Ratio - Decemmber 2024

Liquidity Stock Ratio - September 2024

Liquidity Coverage Ratio - September 2024

Liquidity Stock Ratio - June 2024

Liquidity Coverage Ratio - June 2024

Liquidity Stock Ratio - March 2024

Liquidity Coverage Ratio - March 2024

Liquidity Coverage Ratio - Decemmber 2023

Liquidity Stock Ratio - Decemmber 2023

Liquidity Coverage Ratio - September 2023

Liquidity Stock Ratio - September 2023

Liquidity Coverage Ratio - June 2023

Liquidity Risk Disclosure - June 2023

Liquidity Coverage Ratio - March 2023

Liquidity Risk Disclosure - March 2023

Liquidity Coverage Ratio - December 2022

Liquidity Risk Disclosure - December 2022

Liquidity Coverage Ratio - September 2022

Liquidity Risk Disclosure - September 2022

Liquidity Risk Disclosure - June 2022

Liquidity Risk Disclosure - March 2022

Liquidity Risk Disclosure - September 2021

Liquidity Risk Disclosure - March 2021

Liquidity Risk Disclosure - June 2021

Disclaimer: *Please note that loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval, loan terms, and disbursal process will be subject to SMFG Grihashakti’s policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

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