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Fraud Awareness

Fraud Awareness

A Booklet on The Modus Operandi of Fraudsters

Access this interesting RBI document to learn about online frauds and prevention methods.

Download PDF

Raju and 40 thieves RBI Ombudsman Mumbai II Mobile landscape

At SMFG Grihashakti, we prioritize your financial safety.
Download to:

Download PDF
  • Understand fraudster tactics
  • Identify fake apps and lenders
  • Secure your online transactions
  • Avoid getting defrauded by imposters

Precautions Against Fraudulent Transactions

At SMFG Grihashakti, safeguarding our customers is paramount. When exploring online loan offers, ensure dealing only with RBI-registered lenders to avoid potential scams. Your safety is our priority, ensuring a secure and seamless experience. For any queries, reach out to us for clarity.

Beware of Fraudulent Offers from Unsolicited Phone Calls / Emails

SMFG Grihashakti will never ask for payment prior to loan disbursement. Be cautious if approached by individuals claiming affiliation with us; verify their credentials before proceeding. Imposters may pose as our employees or representatives, offering swift loans, requesting documentation, and insisting on processing fees or insurance payments – all are sure signs of fraud. Some may even prompt payments via unfamiliar apps or websites resembling ours. Please note that our website is www.grihashakti.com and our apps are available on PlayStore – click here to check. Our authorised contact details are provided in our contact us page.

Authentic loan providers, like SMFG Grihashakti, adhere to proper protocols for loan processing and customer support. We NEVER demand upfront payments before loan disbursal. Customers are advised to remit EMIs solely through authorized channels like our website's "Pay EMI" option, the SMFG India Credit m-Connect app, or our Customer Service Portal.

For comprehensive guidance on avoiding fraudulent loan offers and details into our secure loan processing methods, please go through the documents provided on this page.

Disclaimer: *Please note that loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval, loan terms and disbursal process will be subject to SMFG Grihashakti’s policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

SMFG India Home Finance Co. Ltd. (Formerly Fullerton India Home Finance Co. Ltd.)
CIN number: U65922TN2010PLC076972
IRDAI COR No: CA0948

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