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What is Pre EMI and how it is calculated
What is Pre-EMI and How to Calculate It?

Considering the humongous population and relative scarcity of land

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Square Feet to Gaj
Square Feet to Gaj

It is easy to understand the relationship between Square Feet and Gaj...

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All About Carpet, Built-Up And Super Built-Up Area
All About Carpet, Built-Up And Super Built-Up Area

Carpet area, built-up area, and super built-up area are commonly used...

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Understanding How Annual Percentage Rate (APR) is Calculated
Understanding How Annual Percentage Rate (APR) is Calculated

You might have noticed that when you apply for a loan amount...

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All You Need to Know About Home Loans for Under Construction Properties
All You Need to Know About Home Loans for Under Construction Properties

Owning a home in India is a great sign of progress and personal growth....

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Can HRA and Interest Both Can be Claimed on Housing Loan Simultaneously?
Can HRA and Interest Both Can be Claimed on Housing Loan Simultaneously?

Under Section 10 (13A) of the Income Tax Act, the salaried class...

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What Is PLR (Prime Lending Rate) In Home Loan
What Is PLR (Prime Lending Rate) In Home Loan

Consumers mostly reach out to financial institutions while...

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Why Is Festival The Best Time To Invest In The Real Estate Sector?
Why Is Festival The Best Time To Invest In The Real Estate Sector?

In India, festive seasons are celebrated with much joy and glory...

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Simple Ways to Reduce Your Home Loan EMI
Simple Ways to Reduce Your Home Loan EMI

Owning your dream home gives one immense joy and happiness. Most Indian...

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Understanding the Home Loan Disbursement Stages
Understanding the Home Loan Disbursement Stages

Buying one’s own house is the best investment for a successful financial life...

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Fixed-vs-floating-Interest-Rate,-Which-One-you-should-Opt-for
Importance of Home Loan Sanction Letter and How to Get It

We, as human beings, are always in need of more, but eventually, everything boils...

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How to Claim Tax Benefit On Top-Up Home Loans
How to Claim Tax Benefit On Top-Up Home Loans

Home loans have become a preferred option for many homebuyers to fund the purchase...

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How to Claim Tax Benefits on Second Home Loan
How to Claim Tax Benefits on Second Home Loan

Real estate was considered to be one of the best long-term investments...

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What are the Prepayment Rules & Requirements on Home Loans?
What are the Prepayment Rules & Requirements on Home Loans?

Most Indians want to purchase at least one piece of real estate in their lifetime...

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Home Loan for Central Government Employees (Know the Benefits, Interest rate, Eligibility and Documents Required)
Home Loan for Central Government Employees (Know the Benefits, Interest rate, Eligibility and Documents Required)

One of the biggest advantages of being a central government employee is the ability...

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Fixed-vs-floating-Interest-Rate,-Which-One-you-should-Opt-for
How Many Years ITR is required for a Home Loan

While repaying a home loan, it becomes difficult for a borrower to track...

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What-is-home-loan-Statement-Why-it-is-Important
What is a Home Loan Statement? Why is it Important

While repaying a home loan, it becomes difficult for a borrower to track...

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Must Known facts about CERSAI charges on home loan
Must Known facts about CERSAI charges on home loan

Owning a home today is a large investment. It involves saving for years...

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Is 678 Credit Score Good or Bad?
Is 678 Credit Score Good or Bad?

The range of scores is 580 to 850. A credit score of 678 is considered...

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Line of Credit - What is It & How Does it Work
Line of Credit - What is It & How Does it Work?

A line of credit loan is an agreement between the lender and a borrower...

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What are the Charges Applicable on Home Loan Prepayment?
What are the Charges Applicable on Home Loan Prepayment?

If you are repaying a home loan and are thinking about making...

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Is Taking Insurance Mandatory with Home Loan?
Is Taking Insurance Mandatory with Home Loan?

Is buying life insurance mandatory for a home loan? The question...

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What-is-meant-by-Franking-charges-on-a-Home-loan
What are Collateral Loans?

Read this blog to know what collateral loans are, what are the different...

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What-is-Term-Loan-Type-and-their-Benefits
What are Secured loans? What are the Types, Features, and Eligibility for Secured Loans?

Loans are gaining popularity in today’s world for many reasons. One of the main...

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What-is-meant-by-Franking-charges-on-a-Home-loan
What is Meant by Franking Charges on a Home Loan?

Franking is a course of getting your contract validated, along these...

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What-is-a-Home-Improvement-Loan-When-should-it-be-Availed
What is a Home Improvement Loan? When Should It Be Availed?

Your biggest investment in life is most likely your home. Therefore...

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What-is-the-Maximum-amount-can-I-borrow-as-a-Home-Loan
What is the Maximum Amount Can I Borrow As a Home Loan?

Most Indians cannot buy real estate property outright. Therefore...

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Is-it-possible-to-get-a-Home-Loan-Without-Downpayment-in-india
Is It Possible To Get A Home Loan Without Down Payment In India?

Real estate is still a much sought after investment instrument for many...

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What-is-the-meaning-of-Home-Loan-Repayment-or-Amortization-Schedule
What is a Home Loan Repayment or Amortization Schedule?

Home loan repayment is basically the  dispossession of a home loan...

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Tips-to-get-Home-loan-with-Minimum-Down-Payment
Tips to Get Home Loan with Minimum Down Payment

One of the biggest dreams in the journey of life is buying a home. Today...

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Extra-advantages-Available-for-First-Time-Home-Buyers
Extra Advantages Available for First Time Home Buyers

Buying a home for the first time has a mix of feelings. There is excitement...

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Home-Loans-Benefits-for-government-employees
Home Loan Benefits For Government Employees

Possessing a house is viewed as a significant achievement with regards...

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What-is-a-Joint-Home-Loan-and-How-Can-I-Avail-It
What is a Joint Home Loan and How Can I Avail It?

A joint home loan is an advance that is taken to profit on in both monetarily...

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Useful-Guide-on-How-to-Buy-a-Home-in-India
Useful Guide To Buy A House in India

Purchasing a home can be tiring. All things considered, there are such countless credits...

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Prime-minister-Awas-Yojana-for-Rural-India Eligibility,-Updates-and-More
Pradhan Mantri Awas Yojana for Rural India - Eligibility, Updates and More

To accomplish the goal of giving "Housing to All", the Government of India...

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What-are-the-Affordable-Housing-Schemes-Available-Today
What are the Affordable Housing Schemes Available in India

The Government of India encourages home ownership through incentives...

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What-is-the-meaning-of-downpayment-on-a-home-loan
What is Meant by a Down Payment on a Home Loan?

A down payment is an initial installment of a currency that a purchaser pays in the...

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What-is-Pre-EMI-and-How-it-is-calculated
What is Pre-EMI and How to Calculate It?

Purchasing a house with savings accumulated over time is an insurmountable challenge...

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What-is-meant-by-Stamp-Duty-on-Home-Loan
What is meant by Stamp Duty on Home Loan?

Are you planning to take a home loan, but are confused about Stamp Duty? Read this...

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How-much-time-does-it-take-for-a-home-loan-to-get-approved
How Much Time Does It Take For A Home Loan To Get Approved?

A home loan is the most popular way of financing a new home purchase...

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What-is-Prepayment-Penalty-on-a-Home-Loan-and-how-it-can-be-avoided
What is the Prepayment Penalty on a Home Loan and How Can It Be Avoided?

In a home loan, the interest cost forms the major part of total repayments...

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SMFG India Home Finance Co. Ltd. (Formerly Fullerton India Home Finance Co. Ltd.)
CIN number: U65922TN2010PLC076972
IRDAI COR No: CA0948

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