Pune is a city that offers all joys and opportunities. It can boast about academic institutions, business entities, entrepreneurs, families, and much more. Buying your own home is the most beautiful dream come true. Home loan in Pune is thus popular as it helps millions of people establish roots in this city. SMFG Grihashakti is a home loan provider in Pune that helps you meet your dreams.

Documents and Eligibility of Home Loan in Pune with SMFG Grihashakti:

Home loan documentation is extremely simple with SMFG Grihashakti. It is an easy-to-procure list. You need to provide the following documents, once you sign the application form:

Salaried individuals need to submit proof of identity (PAN card, voters ID, driving license, employee card), proof of income (3 months’ salary slips, 2 years Form 16, 6 months bank statements reflecting the salary credit), proof of residence (Aadhaar Card*, latest electricity bill, piped gas monthly bill, ration card, property tax, water bill)

Self-employed individuals need to submit proof of identity (PAN card, voters ID, driving license), proof of income (last 2 years ITR with computation, CA audited financials wherever applicable, 6 months primary bank statements), proof of residence (Aadhaar Card*, latest electricity bill, piped gas monthly bill, ration card, property tax, water Bill)

All applicants must submit complete documentation of the home they wish to purchase. Depending on the applicant’s profile, additional documents may be requested.

*Terms and conditions applicable. Loans are sanctioned at the discretion of SMFG Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Home loan eligibility with SMFG Grihashakti is easy too. You become eligible to apply for SMFG Grihashakti home loan in Pune as a salaried individual and self-employed individual. However, do take a look at our basic home loan eligibility criteria, and ensure that you fit the required parameters before applying.

Home loan interest rates for SMFG Grihashakti:

You must look at all the angles before signing up for your home loan. Some of the important factors are interest rates, loan duration, processing fees, and all the other charges. Your home loan provider in Pune, SMFG Grihashakti offers competitive home loan interest rates. Benefits like low interest rate and flexible repayment tenure help you in bringing down your EMI. You can get a home loan amount up to 90% of your property value, depending on your eligibility.

How to apply?

SMFG Grihashakti offers an easy online application process. You can apply for your home loan successfully from the comfort of your home. The process is highly simple. Click on the ‘Apply Now’ button on this page. After this, you need to follow the further self-explanatory steps. Enter your details in the application form, upload documents, and submit the application. You can keep scanned documents handy for a quick upload. Once you submit your application, we will get in touch with you to discuss your requirements and take things ahead. . If you decide to apply offline, then also it will be an easy route. You can visit our Pune branch and our representatives will take you through the process.

SMFG Grihashakti offers two home loan calculators that are extremely useful in financial planning. One of them is the home loan EMI calculator that lets you evaluate your monthly outflow and EMIs by inputting basic details. You just need to enter your preferred rate of interest, loan amount, and repayment tenure as many times as you like till you get your desired EMI. The other is SMFG Grihashakti’s home loan eligibility calculator that gives you an est loan eligibility amount. In both the calculators you get your result in a few seconds. These calculators help you in the efficient planning of your loan.