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Quarterly Interest Rate Range

SMFG Grihashakti Retail Prime Lending rate (RPLR) is 21.05% w.e.f. March 8, 2023.

Interest Rate Range for past quarter for advances granted to borrowers.

Individual Housing (July 2024 – September 2024)
Minimum rate % Maximum rate % Mean %
9.75% 16.00% 11.94%

The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.

Individual Non Housing (July 2024 – September 2024)
Minimum rate % Maximum rate % Mean %
11.00% 19.75% 14.40%

The final rate of interest will depend upon loan amount, income eligibility, tenor, property type and other risk parameters.

SMFG India Home Finance Co. Ltd. (Formerly Fullerton India Home Finance Co. Ltd.)
CIN number: U65922TN2010PLC076972
IRDAI COR No: CA0948

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