Maintaining a home requires ongoing effort, but with a structured approach, it can be effectively managed. Whether you're an aspiring homeowner or have experience with property upkeep, a proactive approach can save you time, effort, and money in the long run.

Here's a detailed checklist of home maintenance tips to help keep your home comfortable, efficient, and safe.

1. Change the Locks If Necessary

Protecting your home begins with prioritising its safety measures. Previous owners, tenants or contractors might still have access to old keys. Changing the locks ensures that no unauthorised individuals have access. Consider rekeying the existing locks if they are in good condition – it’s an affordable and quick solution. However, if locks are outdated or damaged, replacing them with modern, high-security options is a better long-term investment. Smart locks are another great option that allows for keyless entry and remote management, adding a layer of convenience and safety.

2. Inspect and Replace HVAC Filters

Regularly cleaning and replacing your HVAC filters is essential to maintain indoor air quality and keep energy bills in check. These filters trap dust, allergens, and pollutants, helping to keep the air clean. Neglecting to replace dirty filters can strain your HVAC system, reducing efficiency and lifespan. It is generally recommended to check and replace HVAC filters every 90 days, or more frequently if you have pets or live in an area with heavy air pollution.

3. Test Smoke and Carbon Monoxide Detectors

Safety devices like smoke and carbon monoxide detectors are essential equipment that requires regular maintenance. Replace the batteries immediately after moving in and test each detector monthly to make sure it functions properly. Experts recommend replacing batteries every six months to avoid untimely interruptions. Smoke detectors should be replaced every 10 years, and carbon monoxide alarms every 5 to 7 years.

4. Familiarise Yourself with Shut-Off Valves

Locate the main water shut-off valve and the circuit breaker box so you can handle unexpected emergencies confidently. In situations like burst pipes or sudden electrical surges, shutting off the supply can prevent significant damage. Take time to test these shut-off points and label them clearly to avoid confusion during an emergency. If you’re new to the home, a quick walkthrough with a professional can help you identify and understand these critical systems.

5. Clean Refrigerator Coils

Cleaning refrigerator coils is one of the top home maintenance tips. Coils at the back or bottom of the refrigerator often accumulate dirt and dust, causing the appliance to work harder and consume more energy. Cleaning these coils every six months to one year can improve the refrigerator’s efficiency and extend its life. Use a coil-cleaning brush or vacuum with a hose attachment for this task. Clean coils help maintain the efficiency and longevity of your refrigerator while reducing energy costs.

6. Drain the Hot Water Heater

Sediment and mineral deposits build up in water heaters over time, reducing efficiency and potentially affecting water quality. Draining your water heater annually is one of the most effective home maintenance advice. This procedure removes the buildup and ensures that the heater performs optimally, extending its lifespan. Attach a garden hose to the drain valve to flush out the water. Be sure to follow the manufacturer’s instructions for safety. This simple maintenance step helps avoid cold showers and unexpected repair costs.

7. Maintain Your Home’s Exterior

Inspect the siding, roof, and gutters regularly to prevent costly repairs in the future. Check for cracks in the siding, peeling paint, or loose tiles on the roof. Clean the gutters at least twice a year to avoid blockages that could lead to water damage. If you notice issues like cracks in the foundation or leaks, address them immediately to avoid further complications. Keeping your exterior in good condition not only protects your investment but also boosts visual charm. 

8. Plan Seasonal Maintenance

Every season brings unique challenges, and preparing your home accordingly can prevent damage and discomfort. For instance:

• In summer: Ensure that your air conditioning systems are serviced, check for water leaks, and clean ceiling fans to keep your home cool.
• In monsoon: Inspect and clean gutters to prevent waterlogging, check for leaks in the roof and walls, and ensure proper drainage.
• In winter: Seal gaps around windows and doors to prevent heat loss, clean chimneys if you use them, and ensure your heating systems (if applicable) are in good condition.

Tailoring your maintenance efforts to the needs of every season ensures that your home stays comfortable and efficient throughout the year, reducing the need for avoidable repairs.

9. Keep Fire Extinguishers Handy

Fire extinguishers are essential in every home. Place them in easily accessible locations, such as the kitchen and the garage. Learn how to operate them and ensure that everyone in the house is familiar with their use. Regularly check the pressure gauge and expiration date to confirm they are in working condition.

10. Organise and Document Routine Checks

Maintaining a record of your home’s maintenance tasks is among the most valuable homeowner maintenance tips for ensuring seamless long-term care. Note the dates when you replace filters, inspect detectors, or service HVAC systems. Digital tools like maintenance apps can help streamline this process by sending regular reminders for upcoming tasks. This habit helps ensure you never miss an essential check.

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Conclusion

Following these basic home maintenance tips will keep your home a safe, efficient space for you and your family. Simple actions like replacing HVAC filters, cleaning refrigerator coils, and familiarising yourself with emergency shut-off points can help you prevent expensive repairs and stress. One of the best home maintenance tips for new homeowners is to establish a maintenance budget early, allowing you to confidently handle unexpected repairs as they arise.

If you're planning to buy a new home or improve your existing one, SMFG Grihashakti is here to assist. With home loans of up to INR 1 crore*, competitive interest rates starting at 10%* per annum, and flexible repayment tenures of up to 30 years, we stand as your reliable partner in your journey to homeownership. Check your eligibility and apply online for a hassle-free experience.