How To Pay Property Tax In Delhi Online And Offline – Charges and Calculation
Feb 02, 2024
The Municipal Corporation of Delhi (MCD) plays a crucial role in managing the city's infrastructure, relying on various forms of taxes to fund its operations. Among these levies, property tax stands out as a significant revenue source.
This article delves into the realm of property tax in Delhi, exploring its implications for residents. Understanding the nuances of MCD property tax in Delhi and utilizing tools like the MCD property tax calculator is essential for homeowners to comply with tax obligations while managing their financial responsibilities effectively.
What Is Property Tax In Delhi
Property tax in Delhi is determined by the annual property value and specific tax rates assigned to eight distinct categories. Each category corresponds to a different tax rate, contributing to the overall calculation of property tax in the city. Understanding these categories and associated rates is crucial for property owners to fulfil their tax obligations accurately and efficiently manage their financial responsibilities with the Municipal Corporation of Delhi (MCD).
How to Pay the MCD Property Tax?
Paying the MCD property tax in Delhi is convenient through online and offline modes.
- For online payments: Visit the MCD service portal, choose 'Property Tax (PTR)', log in or sign up, select your property, and proceed with online payment using debit/credit cards or net banking. Generate a challan and download the property tax receipt.
- For offline payments: Payments can be made at ITZ cash counters across Delhi by providing property details. Receive an instant property tax receipt with a tax ID, preserving it for future reference.
How to Calculate Property Tax in Delhi?
Calculating property tax on your property involves a straightforward formula:
Property Tax = Annual Value * Tax Rate.
The annual value itself is determined using a formula:
Annual Value = Unit area rate per square meter * Age factor * Structure factor * Area of the property * Occupancy factor * Flat factor * Use factor.
Understanding these formulas allows property owners to assess their property tax liability accurately based on the relevant factors and rates.
Must Read:- Delhi Land Records (DLRC): Check ROR Land Record
Charges For Property Tax In Delhi
Every resident in Delhi has to pay charges for property tax. Based on specific locations, here’s a table depicting the charges.
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| Property Category |
Rate Per Sq. m. Of Area |
Residential Property |
Commercial Property |
Industrial Property |
| A |
INR 630 |
12% |
20% |
15% |
| B |
INR 500 |
12% |
20% |
15% |
| C |
INR 400 |
11% |
20% |
12% |
| D |
INR 320 |
11% |
20% |
12% |
| E |
INR 270 |
11% |
20% |
12% |
| F |
INR 330 |
7% |
20% |
10% |
| G |
INR 200 |
7% |
20% |
10% |
| H |
INR 100 |
7% |
20% |
10% |
Factors Affecting the Property Tax
The MCD property tax rate in Delhi is influenced by two key factors: the category of the property (categorized from A to H based on the value per unit area) and the type of property (residential, commercial, or industrial).
Understanding these factors is crucial to determining the applicable tax rate. For specific details, let's delve into the tax rates for residential, commercial, and industrial properties in Delhi.
| Factor |
Meaning |
Impact on Property Tax |
| Age Factor |
This factor measures the property’s age. |
New properties attract higher taxes than older properties. |
| Unit area rate per square metre |
This rate is assigned to a property’s category from A to H. |
The higher the property’s category, the higher the unit area rate. This would increase the property tax adversely. |
| Structure factor |
This factor measures the property’s structure. |
Pucca and semi-pucca properties have a higher property tax than kutcha properties. |
| Area of the property |
This measures the total floor area of the property. |
The larger the area, the higher the property tax, and vice-versa. |
| Occupancy factor |
This measures whether the property is rented out, self-occupied or vacant. |
Rented-out properties have higher property taxes followed by self-occupied ones. Vacant plots have the lowest factors. |
| Flat factor |
It measures the total area that the flat covers. |
The larger the area, the higher the property tax, and vice-versa. |
| Use factor |
This measures the usage of the property, such as residential, commercial, industrial, etc. |
Commercial properties attract higher taxes than residential properties. |
Pay Property Tax in Delhi Online
The MCD allows you to pay house tax online in Delhi. The process for online payment of the tax is as follows:
- Visit MCD Service Portal: The taxpayer must access the MCD service portal and choose 'Property Tax (PTR).'
- Options for Taxpayers: Next, select either to view old property tax records or log in to pay the tax.
- Taxpayer Login: The next step is to click 'Taxpayer Login' to proceed with payment.
- Account Login: The individual must log in with a registered mobile number and OTP or use the login ID and password.
- New User Signup: If new, sign up before payment by searching and selecting the property from legacy data.
- Unique Property Identification Code (UPIC): You will obtain a 15-digit UPIC for property identification.
- Payment Options: You can pay property tax online using debit/credit cards or net banking.
- Generate Challan and Receipt: After payment, generate a challan and download the property tax receipt.
Must Read:- Stamp Duty and Registration Charges in Delhi
Pay Property Tax in Delhi Offline
The process to pay Property Tax in Delhi Offline:
- Visit ITZ Cash Counters: The individual should locate ITZ cash counters across Delhi for offline payment.
- Provide Property Details: It is important to furnish all required property details to the ITZ counter for assistance.
- Payment Process: Completion of the tax payment at the counter is crucial.
- Instant Receipt: You will receive an immediate property tax receipt for Delhi, including the property's tax ID.
- Preserve Receipt: You must keep the receipt and tax ID for future reference.
- Note on Offline Payments: Delhi property tax receipt download is not available for offline transactions.
How to Pay Property Tax Online without a Property ID?
To pay property tax online without a property ID in Delhi, you can generate the required 15-digit Unique Property Identification Code (UPIC) on the MCD's service portal. Apply for UPIC online through the portal, and once generated, you can easily file your house tax. If you have previously generated the UPIC but forgotten it, you can check it online by entering your registered mobile number on the MCD portal. Upon hitting 'Search,' the UPIC associated with your number will be displayed, allowing you to use it for online property tax payments in Delhi.
Must Read:- List Of Top 10 Builders & Developers In Delhi
Conclusion
In conclusion, as a property owner in Delhi, it is imperative to fulfil your federal responsibility by paying the MCD property tax. The tax obligations are determined by various factors, such as property type and location. A clear understanding of the concept, calculation methods, and payment processes is essential to ensure compliance and avoid any potential penalties. While you prioritize your federal responsibilities, consider the broader spectrum of homeownership possibilities with SMFG Grihashakti home loans. These loans are designed to provide the financial support you need to turn your property aspirations into reality. Now, not only can you contribute to the city's development through property tax payments, but you can also embark on a seamless journey towards owning your dream home. Apply now!
FAQs on Pay Property Tax In Delhi
When should I pay the property tax in Delhi?
The deadline for Delhi's house tax payment is June 30th, annually. Therefore, it is essential to settle the property tax in Delhi before this date each year. The last date for the financial year 2022-23 is also June 30, 2022.
Can I pay the property tax in instalments?
No, property tax must be paid in a single lump sum. It is not possible to settle the tax liability through instalment payments.
Who needs to pay property tax in Delhi?
All property owners in Delhi are obligated to pay property tax unless their property falls under specific exception categories.
Do the property tax rates change?
Yes, the MCD has the authority to modify property tax rates. The rates are subject to annual review, allowing adjustments as deemed necessary by the Municipal Corporation of Delhi.
Is there an easy alternative to calculating the property tax liability?
The MCD's online services portal displays the property tax payable. You can easily check your tax liability online by entering your property details, eliminating the need for manual calculations. Additionally, an online property tax calculator for Delhi is available, allowing you to determine your tax liability conveniently.
Can users pay House tax in Delhi online?
Yes, users can conveniently pay house tax on their properties for NDMC, SDMC and EDMC by using credit/debit cards and Internet banking in Delhi online through the official website of the Municipal Corporation of Delhi (MCD).
How can I check my property tax offline in Delhi?
To check property tax offline in Delhi, individuals can visit the nearest ITZ cash counter where the MCD property tax can be paid. You will get instant receipts after the payment is made, which contain a property tax ID to be used for future payments.
How do I find my MCD booked property online?
To check the booked status of an MCD property, visit the official Municipal Corporation of Delhi website, navigate to the property tax section, and utilize the online services. Alternatively, you may opt for an offline method by visiting the nearest MCD office, where the property tax department can assist in verifying the booking status and providing additional information.
What is the property tax rebate in Delhi 2023-24?
If you choose to pay your property tax as a lump sum in the first quarter of the year, you qualify for a 15% discount on the total payable tax amount. Physically challenged women, senior citizens, and ex-servicemen are eligible for a 30% discount, but only for one property. Group housing flats enjoy a 20% discount if paid by June 30th of the financial year.
Disclaimer: *Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG Grihashakti. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG Grihashakti’s policy at the time of loan application. If you wish to know more about our products and services, please contact us.